ScoreEdge.com
Last Updated on October 25, 2024
This Privacy Policy for California Residents supplements the information contained in ScoreEdge’s general Privacy Policy and applies solely to all visitors, users, and others who reside in the State of California (“consumers” or “you”). This notice is provided to comply with the California Consumer Privacy Act of 2018 (CCPA) and any amendments, and terms defined in the CCPA have the same meaning here.
Information We Collect
Our Site collects information that identifies, relates to, describes, or could reasonably be linked with a particular consumer, household, or device (“personal information”). This does not include:
- Publicly available information from government records.
- Deidentified or aggregated consumer information.
- Information covered by certain laws outside the CCPA’s scope, including health or medical information under HIPAA, financial information under the Gramm-Leach-Bliley Act (GLBA), and more.
In the last twelve (12) months, ScoreEdge has collected the following categories of personal information:
| Category | Examples | Collected |
| A. Identifiers | Name, postal address, email address, phone number, IP address, Social Security number | YES |
| B. Personal information under Cal. Civ. Code § 1798.80(e) | Name, Social Security number, address, financial information | YES |
| C. Protected classification characteristics | Age, race, marital status, disability | YES |
| D. Commercial information | Records of products/services purchased | YES |
| F. Internet activity | Browsing history, Site interaction data | YES |
| G. Geolocation data | Physical location or movements | YES |
We collect personal information from:
- You directly: For example, through forms filled out on our Site.
- Your interactions: Information from your browsing and usage patterns.
- Third parties: Business partners such as credit reporting agencies for our services.
Use of Personal Information
We use your information for the following purposes:
- To provide and personalize our services.
- To process payments, prevent fraud, and secure our Site.
- For research, development, and improvements of our offerings.
- To respond to legal obligations and government requests.
- To conduct or support any merger or asset transfer.
We will not use your personal information for unrelated or incompatible purposes without notifying you.
Sharing of Personal Information
We may disclose your personal information for business purposes under written contracts with third parties that limit their use of the information for specified business purposes. In the preceding 12 months, we disclosed the following categories of personal information:
| Personal Information Category | Category of Third-Party Recipients |
| A: Identifiers | Data storage providers, credit reporting agencies |
| B: Customer Records Info | Payment processors, service providers |
| F: Internet Activity | Ad networks, analytics providers |
| G: Geolocation Data | Service providers for analytics |
Your CCPA Rights and Choices
As a California resident, you have specific rights under the CCPA:
1. Right to Know and Data Portability
You have the right to request that we disclose certain information about our data practices over the past 12 months, including:
- Categories of personal information collected.
- Categories of sources for the collected information.
- Our business purpose for collecting personal information.
- Categories of third parties with whom we share your information.
- Specific pieces of personal information we have collected.
2. Right to Delete
You may request that we delete your personal information, subject to certain exceptions (such as fulfilling a transaction you requested, complying with legal obligations, or detecting security incidents).
3. Right to Opt-Out of Sales
ScoreEdge does not sell your personal information. However, should this change, California residents will have the right to opt-out of the sale of their data.
4. Non-Discrimination
We will not discriminate against you for exercising any of your CCPA rights. This means we will not deny you services, charge different prices, or provide a different level of service based on your CCPA choices.
Exercising Your Rights
To exercise any of your CCPA rights, please submit a verifiable request by contacting us through one of the following methods:
- Email: privacy@scoreedge.com
- Mail:
ScoreEdge / Philo Ministries
5865 Ridgeway Center Pkwy, Suite 300
Memphis, TN 38120
19046 Bruce B. Downs Blvd, Ste B6 #736
Tampa, FL 33647
Only you or someone legally authorized to act on your behalf may make a request to know or delete your personal information. You may only request access twice within a 12-month period.
Response Timing and Format
We will acknowledge receipt of your request within ten (10) business days and provide a substantive response within forty-five (45) days. If we require more time (up to another 45 days), we will inform you of the reason for the delay.
Updates to this Policy
ScoreEdge may revise this California Privacy Addendum as needed to reflect changes in privacy practices or regulatory requirements. Any updates will be posted on this page with the effective date noted at the top.
Contact Information
If you have questions or comments about this notice or ScoreEdge’s general privacy practices, please contact us at privacy@scoreedge.com.
For more information about our general privacy practices, please refer to the Privacy Policy on our Site.