ScoreEdge.com
Last Updated on October 25, 2024
Introduction
ScoreEdge (“we,” “us,” or “Company”) is committed to respecting and protecting your privacy. This Privacy Policy outlines the types of information we collect from you, how we use and share that information, and your choices regarding our practices. ScoreEdge is an assumed name under Philo Council/Philo Ministries, a 501(c)(3) nonprofit organization based in Tennessee and Florida, operating out of 5865 Ridgeway Center Pkwy, Suite 300, Memphis, TN 38120 and 19046 Bruce B. Downs Blvd, Ste B6 #736, Tampa, FL 33647.
This Privacy Policy applies to the information collected:
On our website, https://www.scoreedge.com (the “Site”).
Through email, text, and other electronic communications between you and ScoreEdge.
Through mobile and desktop applications that provide dedicated interactions with the Site.
Please read this policy carefully to understand our practices. By accessing or using the Site, you agree to the terms outlined in this Privacy Policy. If you do not agree with our practices, your choice is not to use our Site. This policy may be updated periodically, so please review it regularly.
Use of the Site by Minors
Our Site is intended for users who are 18 years of age or older. We do not knowingly collect personal information from children under the age of 18. If you are under 18, please do not provide any information on the Site. If we discover that we have collected information from a child under 13, we will delete it promptly. If you believe we may have information from or about a child under 13, please contact us at privacy@scoreedge.com.
Information We Collect About You
We collect various types of information from and about our users, including:
Personal Information: Information that identifies you as an individual, such as your name, address, email address, phone number, Social Security number, and payment information.
Financial Information: Information about your credit report, credit scores, and other financial details relevant to the services we provide.
Technical Information: Information about your internet connection, browser, and device used to access our Site.
Usage Information: Details about your interactions with our Site, including pages visited and features used.
How We Collect Your Information
We collect information in the following ways:
Directly from You: Information you provide by filling in forms on our Site, creating an account, or contacting us for support.
Automatically: As you navigate through the Site, we may use cookies and other tracking technologies to collect details about your device, browsing actions, and patterns.
From Third Parties: We may receive information from business partners, such as credit reporting agencies, to support our services.
Automatic Data Collection Technologies
As you interact with our Site, we may use cookies, local storage, and web beacons to collect information about your online activities:
Cookies: Small files placed on your device that help us track usage and preferences. You may disable cookies, though this may limit certain features.
Local Storage and Session Storage: Data stored in your browser to personalize and streamline your experience on the Site.
Web Beacons: Small graphic images or tags used to track Site usage and the effectiveness of email campaigns.
How We Use Your Information
We use the information we collect to:
Provide, personalize, and improve our services.
Process your membership and related transactions.
Communicate with you about updates, changes, or new features.
Verify your identity for security purposes.
Comply with legal obligations and protect the security of the Site and our users.
Disclosure of Your Information
We may share your information in the following scenarios:
With Affiliates and Partners: For the purposes of delivering and improving our services.
With Service Providers: Third-party vendors who help us operate our business, including payment processing and customer support.
For Legal Reasons: To comply with legal obligations, enforce our Terms of Service, or protect the rights and safety of ScoreEdge, our users, or others.
We do not sell your personal information to third parties for marketing purposes. In some cases, we may share aggregated data that does not identify individual users.
Choices About Your Information
You have options regarding the information you share with us:
Adjust Browser Settings: You can refuse cookies through your browser settings; however, this may impact your experience on the Site.
Opt-Out of Communications: If you do not wish to receive promotional emails, you can opt out by following the unsubscribe instructions included in our emails.
Request Information: Certain users may have rights under state privacy laws to access, update, or delete their personal information. For more information, please see Your State Privacy Rights.
Your State Privacy Rights
State laws may provide you with additional privacy rights:
California Residents: You may request details about our data practices under the California Consumer Privacy Act (CCPA) by contacting privacy@scoreedge.com.
Other States: Residents in other states with privacy laws, such as Colorado, Connecticut, Florida, and Virginia, may also have rights to access, update, or delete their data. For more information, please contact us.
Data Security
We implement reasonable security measures to protect your personal information from unauthorized access, use, or disclosure. Despite these efforts, please remember that no internet transmission or data storage system is completely secure. If you have a password for accessing the Site, please keep it confidential.
Changes to Our Privacy Policy
We may update our Privacy Policy periodically. Any significant changes will be posted on this page, and we may notify you through email or other means. The “Last Updated” date at the top of this policy reflects when changes were last made.
Contact Information
For questions, comments, or concerns about our privacy practices, please contact us at:
- Email: privacy@scoreedge.com
Address:
ScoreEdge / Philo Ministries
5865 Ridgeway Center Pkwy, Suite 300
Memphis, TN 38120
19046 Bruce B. Downs Blvd, Ste B6 #736
Tampa, FL 33647
We regularly review our compliance with this Privacy Policy and strive to resolve any issues efficiently. Thank you for choosing ScoreEdge.